Department
Management, Entrepreneurship, and Human Resource Management
Document Type
Poster
Abstract
Minnesota’s reputation for quality of life obscures profound racial disparities in homeownership, where communities of color face persistent inequities rooted in systemic Social Determinants of Economic Opportunity (SDEO). These disparities are not accidental; they are the result of historical and ongoing policy choices that have severely restricted wealth accumulation for specific demographic groups, making this research critically important. This study asks: what are the specific, measurable relationships between these SDEO factors and the disparities in homeownership access experienced by Minnesotans? Our analysis leverages publicly available, county-level data for the state. Key variables include housing outcomes—such as homeownership rates and the percentage of cost-burdened renters—and SDEO indicators, including median household income, racial and ethnic demographics, credit availability, and unemployment rates. The study begins with descriptive statistics to quantify the magnitude of these deeply entrenched economic inequities and lay the groundwork for a detailed statistical analysis to isolate key drivers.
Publication Date
Fall 12-4-2025
Recommended Citation
Manley, Nyema; Elajmi, Khadija; and Verzhbitska-Radzills, Katherine, "Disparities in Homeownership Access" (2025). Student Scholarship. 17.
https://metroworks.metrostate.edu/student-scholarship/17
Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial-No Derivative Works 4.0 International License.
Comments
Fall 2025: Student Research Conference - Social Justice Award